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ShoulderTap Technologies Inc. d/b/a Fizz (āFizzā) is not a bank. The Fizz Debit MastercardĀ® (āFizz Cardā) is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from MastercardĀ® and may be used everywhere MastercardĀ® debit cards are accepted. Any loans you may be offered in connection with your use of the Fizz Card are originated by Lead Bank, a Missouri state-chartered bank. Any promotions or rewards you may be offered in connection with your use of the Fizz Card are offered and managed by Fizz, not our bank partners.