Hello Everyone! My name is Zach, and welcome to the On Cash Flow YouTube channel!

This channel is all about Financial Independence, and Early Retirement (F.I.R.E). I cover many personal finance topics with a F.I.R.E mindset such as investing, increasing income, decreasing expenses, and tax optimization.

I even share some of my personal successes and failures related to my own financial independence journey.

Thank you so much for watching!

If You Haven't Done These 9 Tasks, Stop What You Are Doing.
9:49
If You Haven't Done These 9 Tasks, Stop What You Are Doing.
When We First Retired vs Today (Crazy Difference!)
9:46
When We First Retired vs Today (Crazy Difference!)
Don't Declare Financial Independence Unless You Do THESE
9:06
Don't Declare Financial Independence Unless You Do THESE
High Income Earner? You May Be Making These Mistakes.
9:43
High Income Earner? You May Be Making These Mistakes.
Financial Independence is Invevitable...If You Do These
6:33
Financial Independence is Invevitable...If You Do These
We're Millionaire's At Age 29 +30 (For Now)
4:39
We're Millionaire's At Age 29 +30 (For Now)
How To Pay For Health Insurance In Early Retirement!
7:55
How To Pay For Health Insurance In Early Retirement!
Build Massive Wealth Using The Mega Backdoor Roth IRA!
8:46
Build Massive Wealth Using The Mega Backdoor Roth IRA!
STOP Leaving Out Social Security, Do This Instead.
7:30
STOP Leaving Out Social Security, Do This Instead.
Roth Conversions Can Increase Your Retirement Success!
11:45
Roth Conversions Can Increase Your Retirement Success!
Is It Still Possible To Retire With 1 Million?
13:02
Is It Still Possible To Retire With 1 Million?
My 2025 Financial Independence Asset Withdrawal Strategy!
7:19
My 2025 Financial Independence Asset Withdrawal Strategy!
exposing my updated net worth in financial independence
7:52
exposing my updated net worth in financial independence
My 4th Rental Property Numbers Exposed!
9:29
My 4th Rental Property Numbers Exposed!
My 3rd Rental Property Numbers Exposed!
7:48
My 3rd Rental Property Numbers Exposed!
My 2nd Rental Property Numbers Exposed!
9:57
My 2nd Rental Property Numbers Exposed!
My 1st Rental Property Numbers Exposed!
9:37
My 1st Rental Property Numbers Exposed!
How I Won't Be Paying Any Income Tax In 2025!
7:30
How I Won't Be Paying Any Income Tax In 2025!
How I Paid $0 Income Tax In 2024
6:54
How I Paid $0 Income Tax In 2024
This Tool Helped Me Get Financial Independence in My 20s
8:53
This Tool Helped Me Get Financial Independence in My 20s
This Is Why I'm Rich (7 Reasons)
5:32
This Is Why I'm Rich (7 Reasons)
$100k Retirement Income and $0 Federal Income Tax
7:44
$100k Retirement Income and $0 Federal Income Tax
Why Being Frugal Is So Crucial To Achieving Economic Freedom
8:01
Why Being Frugal Is So Crucial To Achieving Economic Freedom
Do These 10 Things Before You Retire Early (FIRE)
6:22
Do These 10 Things Before You Retire Early (FIRE)
6 Things I Learned The Hard Way 3yrs After 'Retiring' Early
7:46
6 Things I Learned The Hard Way 3yrs After 'Retiring' Early
Demystifying The Roth IRA Tax-Free Withdrawal 5-Year Rules
8:03
Demystifying The Roth IRA Tax-Free Withdrawal 5-Year Rules
i completely changed my cash strategy
7:10
i completely changed my cash strategy
Underrated Habits For Achieving Financial Independence
6:25
Underrated Habits For Achieving Financial Independence
The Truth About Federal Income Tax Rates In America
7:39
The Truth About Federal Income Tax Rates In America
It's Time To Start Thinking Of Early Retirement Differently
5:59
It's Time To Start Thinking Of Early Retirement Differently