Hello Everyone! My name is Zach, and welcome to the On Cash Flow YouTube channel!

This channel is all about Financial Independence, and Early Retirement (F.I.R.E). I cover many personal finance topics with a F.I.R.E mindset such as investing, increasing income, decreasing expenses, and tax optimization.

I even share some of my personal successes and failures related to my own financial independence journey.

Thank you so much for watching!

Build Massive Wealth Using The Mega Backdoor Roth IRA!
8:46
Build Massive Wealth Using The Mega Backdoor Roth IRA!
STOP Leaving Out Social Security, Do This Instead.
7:30
STOP Leaving Out Social Security, Do This Instead.
Roth Conversions Can Increase Your Retirement Success!
11:45
Roth Conversions Can Increase Your Retirement Success!
Is It Still Possible To Retire With 1 Million?
13:02
Is It Still Possible To Retire With 1 Million?
My 2025 Financial Independence Asset Withdrawal Strategy!
7:19
My 2025 Financial Independence Asset Withdrawal Strategy!
exposing my updated net worth in financial independence
7:52
exposing my updated net worth in financial independence
My 4th Rental Property Numbers Exposed!
9:29
My 4th Rental Property Numbers Exposed!
My 3rd Rental Property Numbers Exposed!
7:48
My 3rd Rental Property Numbers Exposed!
My 2nd Rental Property Numbers Exposed!
9:57
My 2nd Rental Property Numbers Exposed!
My 1st Rental Property Numbers Exposed!
9:37
My 1st Rental Property Numbers Exposed!
How I Won't Be Paying Any Income Tax In 2025!
7:30
How I Won't Be Paying Any Income Tax In 2025!
How I Paid $0 Income Tax In 2024
6:54
How I Paid $0 Income Tax In 2024
This Tool Helped Me Get Financial Independence in My 20s
8:53
This Tool Helped Me Get Financial Independence in My 20s
This Is Why I'm Rich (7 Reasons)
5:32
This Is Why I'm Rich (7 Reasons)
$100k Retirement Income and $0 Federal Income Tax
7:44
$100k Retirement Income and $0 Federal Income Tax
Why Being Frugal Is So Crucial To Achieving Economic Freedom
8:01
Why Being Frugal Is So Crucial To Achieving Economic Freedom
Do These 10 Things Before You Retire Early (FIRE)
6:22
Do These 10 Things Before You Retire Early (FIRE)
6 Things I Learned The Hard Way 3yrs After 'Retiring' Early
7:46
6 Things I Learned The Hard Way 3yrs After 'Retiring' Early
Demystifying The Roth IRA Tax-Free Withdrawal 5-Year Rules
8:03
Demystifying The Roth IRA Tax-Free Withdrawal 5-Year Rules
i completely changed my cash strategy
7:10
i completely changed my cash strategy
Underrated Habits For Achieving Financial Independence
6:25
Underrated Habits For Achieving Financial Independence
The Truth About Federal Income Tax Rates In America
7:39
The Truth About Federal Income Tax Rates In America
It's Time To Start Thinking Of Early Retirement Differently
5:59
It's Time To Start Thinking Of Early Retirement Differently
Downsides Of Financial Independence You Didn't Think About
9:18
Downsides Of Financial Independence You Didn't Think About
i just wrecked my asset withdrawals in early retirement
9:20
i just wrecked my asset withdrawals in early retirement
These Financial Independence Principles Will Never Change
9:13
These Financial Independence Principles Will Never Change
STAY Rich By Using The Roth IRA Ladder Conversion Strategy!
8:15
STAY Rich By Using The Roth IRA Ladder Conversion Strategy!
401k Matches Aren't Always Free Money
12:35
401k Matches Aren't Always Free Money
exposing my 2023 spending In early retirement
14:24
exposing my 2023 spending In early retirement
Mint Is Gone! Track Your Finances HERE Instead.
8:53
Mint Is Gone! Track Your Finances HERE Instead.