After taking 11,000+ home loan applications and funding more than $525,000,000 in mortgage loans, I've learned a lot about what it takes to help Americans live the dream of homeownership.

This channel is created to help home buyers learn more about the process of purchasing and refinancing a home! Whether it's your first time or 10th time, it's different every time due to various conditions, i.e. housing market, US economy, the lender that you're using, the realtor that you're using, your credit, your income, your savings, etc...

Thank you for visiting and please subscribe to my channel!

Terry Roberts
Loan Officer
NMLS 397987
TerryRoberts.com
Bell Bank Mortgage | Equal Housing Lender


How to find the BEST TERMS for your next home loan.
2:09
How to find the BEST TERMS for your next home loan.
Here's Exactly What a Fed Rate Cut Will Do For Mortgage Rates
3:49
Here's Exactly What a Fed Rate Cut Will Do For Mortgage Rates
The Best Time to Buy a Home Is….
2:56
The Best Time to Buy a Home Is….
Buy now while rates are high. Here is why..
2:35
Buy now while rates are high. Here is why..
The Fed Will NOT Cut the Rate This Week
2:02
The Fed Will NOT Cut the Rate This Week
🏠💡 Understand Your Home Equity Options! 💡🏠
2:05
🏠💡 Understand Your Home Equity Options! 💡🏠
The Importance of Checking Homeowners Insurance Premiums Before Buying a House
1:01
The Importance of Checking Homeowners Insurance Premiums Before Buying a House
Are you diving into the home-buying journey? 🏠💫
2:22
Are you diving into the home-buying journey? 🏠💫
Navigating Remote Work: How It Impacts Mortgage Qualification
2:28
Navigating Remote Work: How It Impacts Mortgage Qualification
Buying a House Without a Realtor: What You Need to Know
7:08
Buying a House Without a Realtor: What You Need to Know
How to Ditch Private Mortgage Insurance: A Guide for Homebuyers and Real Estate Agents
2:15
How to Ditch Private Mortgage Insurance: A Guide for Homebuyers and Real Estate Agents
Unlocking Real Estate Investment: Strategies to Acquire Properties with No Money Down
1:43
Unlocking Real Estate Investment: Strategies to Acquire Properties with No Money Down
Understanding VA IRRRL for Veterans and Active Duty Homeowners
2:48
Understanding VA IRRRL for Veterans and Active Duty Homeowners
How to Buy Investment Properties with No Money Down (For Veterans & Non-Veterans)
1:43
How to Buy Investment Properties with No Money Down (For Veterans & Non-Veterans)
VA Loan Assumption Process Explained: Tips for Sellers & Buyers
8:14
VA Loan Assumption Process Explained: Tips for Sellers & Buyers
Surprising my clients with a $7,000 check before Christmas!
2:54
Surprising my clients with a $7,000 check before Christmas!
Does the government have a legitimate solution?
1:51
Does the government have a legitimate solution?
How to have 2 VA loans on 2 different homes at the same time!
3:39
How to have 2 VA loans on 2 different homes at the same time!
How I Issue a Mortgage Preapproval Letter
5:27
How I Issue a Mortgage Preapproval Letter
How to get 2.5% mortgage rate in today’s market
2:39
How to get 2.5% mortgage rate in today’s market
Large Down Payment vs. Rate Buydown? Save Big on Your Mortgage: A Simple Strategy for Homebuyers
1:56
Large Down Payment vs. Rate Buydown? Save Big on Your Mortgage: A Simple Strategy for Homebuyers
Why People Are NOT Selling Their Homes
5:15
Why People Are NOT Selling Their Homes
How to use VA Home Loan on Investment Property
4:51
How to use VA Home Loan on Investment Property
How to buy investment property with $0 down
1:28
How to buy investment property with $0 down
Inside scoop on which home loan to use!
1:18
Inside scoop on which home loan to use!
Will Mortgage Rates go down? Here’s your answer!
1:31
Will Mortgage Rates go down? Here’s your answer!
Essential Tips for Preparing to Buy a House: Income, Assets, and Liabilities
1:52
Essential Tips for Preparing to Buy a House: Income, Assets, and Liabilities
Shiplap Ceiling? DON’T make this mistake!
1:29
Shiplap Ceiling? DON’T make this mistake!
Get Cash Back at Closing with Homes for Heroes: A Benefit for Heroes
2:12
Get Cash Back at Closing with Homes for Heroes: A Benefit for Heroes
3 Tips to Ensure You Are Solid for Home Loan Approval
1:49
3 Tips to Ensure You Are Solid for Home Loan Approval