Welcome to CD Financial! I was raised in Pittsburgh, PA, by children of steelworkers; you can imagine it was a conservative household and city as well.

Well over 15 years ago, I was introduced to Federal Employees and immediately started learning and instructing agencies and staff about their benefits. I found their grounded and no-nonsense approach to retirement and savings to fit quite well with my ideals and background. Since then, I have helped thousands of Federal employees and family members improve their circumstances, maximize their benefits, reduce their taxes, and retire with confidence.

This channel is for those who want to get the most from their Federal benefits, FERS pension, and TSP, keep more for themselves and less in taxes, and pursue a healthy lifestyle inside and out.
Stay Tuned!

CD Financial is a registered investment adviser.
Lic #0G46793
8/20-1050447C

TSP 401k Max Funding In Depth Look at 2025 Updates
40:56
TSP 401k Max Funding In Depth Look at 2025 Updates
I Inherited an IRA, Now What? Tax and Financial Planning
6:58
I Inherited an IRA, Now What? Tax and Financial Planning
RMDs Required Minimum Distributions – What? Why? How?
26:35
RMDs Required Minimum Distributions – What? Why? How?
Maximizing Your TSP Contributions: What’s New for 2025
5:16
Maximizing Your TSP Contributions: What’s New for 2025
Inherited IRAs: Use Them Wisely - What Spouses Need to Know
31:45
Inherited IRAs: Use Them Wisely - What Spouses Need to Know
The TSP I Fund: An Evolution Worth Noting | 2025 Update
5:10
The TSP I Fund: An Evolution Worth Noting | 2025 Update
FERS Federal Survivor Benefit Elections – What You Need to Know!
33:57
FERS Federal Survivor Benefit Elections – What You Need to Know!
Purchases Retirees Regret: How to Avoid Costly Mistakes in Retirement
2:19
Purchases Retirees Regret: How to Avoid Costly Mistakes in Retirement
Why Buying Back Military Time Can be a GAME CHANGER
31:28
Why Buying Back Military Time Can be a GAME CHANGER
Does the idea of retiring scare you? You are not alone.
3:38
Does the idea of retiring scare you? You are not alone.
Medicare for Federal Employees & Why it Matters! - With Guest Ann Vanderslice
27:02
Medicare for Federal Employees & Why it Matters! - With Guest Ann Vanderslice
Is Your Federal Pension Just Collecting Dust? How to Make the Most of the Extra Income?
5:48
Is Your Federal Pension Just Collecting Dust? How to Make the Most of the Extra Income?
Will Comparing Prices Change Your Retirement Forever?
2:27
Will Comparing Prices Change Your Retirement Forever?
13.5% Premium Hike! What Every Federal Employee Needs to Know This Open Season
31:33
13.5% Premium Hike! What Every Federal Employee Needs to Know This Open Season
How Can Annual and Sick Leave Extend My Federal Career?
5:20
How Can Annual and Sick Leave Extend My Federal Career?
TSP I Fund vs. other Lifecycle Funds: What's the Difference?
24:38
TSP I Fund vs. other Lifecycle Funds: What's the Difference?
Will the Presidential Election Hurt My TSP 401K?
4:58
Will the Presidential Election Hurt My TSP 401K?
Presidential Election Results: What It Means for Your TSP 401K
35:48
Presidential Election Results: What It Means for Your TSP 401K
Will $1M Be Enough To Retire Now?
5:02
Will $1M Be Enough To Retire Now?
How Much Does Retirement Really Cost?
27:30
How Much Does Retirement Really Cost?
What Happens When You Retire at 57 Instead of 62?
4:59
What Happens When You Retire at 57 Instead of 62?
How will Fed Rate Cuts Impact Your Portfolio in 2024?
39:34
How will Fed Rate Cuts Impact Your Portfolio in 2024?
Is your TSP/401K Safe from Creditors, Lawsuits, and Divorce?
3:39
Is your TSP/401K Safe from Creditors, Lawsuits, and Divorce?
TAXES OR NOT | What's the REAL COST of Not Having Tax Planning? A Tale of Two Families
26:33
TAXES OR NOT | What's the REAL COST of Not Having Tax Planning? A Tale of Two Families
A Tale of Two Families Financial Planning Choices
4:09
A Tale of Two Families Financial Planning Choices
Beneficiary Updates 2024 | Updating Your Federal Forms (SF 2823, SF 3102, SF 1152)
29:14
Beneficiary Updates 2024 | Updating Your Federal Forms (SF 2823, SF 3102, SF 1152)
Retiring Early? What Happens To Your FERS Supplement?
2:54
Retiring Early? What Happens To Your FERS Supplement?
What happens when the Fed cuts interest rates?
2:47
What happens when the Fed cuts interest rates?
When to Hire a Financial Planner for Retirement
23:23
When to Hire a Financial Planner for Retirement
TSP Heroes & Enemies
3:45
TSP Heroes & Enemies