StepChange Debt Charity has been helping people with their debts for over 30 years. Each week our free debt advice and practical solutions helps thousands of people with their debt and money problems. Get free debt and money advice online 24/7 or over the phone.

We can help you be free from debt - whether it's to pay back what you owe with payments you can afford, write off your debts, or if all you need is some time and space to sort out your finances, we have the solution.

Our website contains debt guides and information on the different types of debt, your rights, creditor action, budgeting, and ways to help you understand debt and borrowing.


Your Guide To Debt Relief Order (DRO) Changes | StepChange
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Your Guide To Debt Relief Order (DRO) Changes | StepChange
Our General Election Manifesto Asks | StepChange
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Our General Election Manifesto Asks | StepChange
Disability and Debts: How StepChange Helped Alannah
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Disability and Debts: How StepChange Helped Alannah
DROs (Debt Relief Orders). A Cheaper Alternative To Bankruptcy?
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DROs (Debt Relief Orders). A Cheaper Alternative To Bankruptcy?
5 Things To Do At The End Of Your Fixed Rate Mortgage
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5 Things To Do At The End Of Your Fixed Rate Mortgage
Impact Report 2023 | StepChange
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Impact Report 2023 | StepChange
Spring Budget: Debt Relief Orders (DROs), Household Support Fund, Universal Credit
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Spring Budget: Debt Relief Orders (DROs), Household Support Fund, Universal Credit
Who are StepChange Debt Charity?
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Who are StepChange Debt Charity?
Being Chased For Money? What Do You Do?
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Being Chased For Money? What Do You Do?
What If I'm Made Redundant?
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What If I'm Made Redundant?
StepChange: Unlock Your Options as a Homeowner
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StepChange: Unlock Your Options as a Homeowner
StepChange: Debt Happens. Let's Deal With It.
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StepChange: Debt Happens. Let's Deal With It.
Careers at StepChange
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Careers at StepChange
Credit Card Debts: How Steve Got Help
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Credit Card Debts: How Steve Got Help
Moving Abroad: Will My Debts Go Away?
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Moving Abroad: Will My Debts Go Away?
Does StepChange Only Help People On A Low Income?
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Does StepChange Only Help People On A Low Income?
What is Buy Now Pay Later? Should You Use It?
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What is Buy Now Pay Later? Should You Use It?
Will Debt Advice Affect My Credit Rating?
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Will Debt Advice Affect My Credit Rating?
Is Debt Something To Be Ashamed Of?
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Is Debt Something To Be Ashamed Of?
What Is Debt Advice and How Can It Help You?
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What Is Debt Advice and How Can It Help You?
Paying Off Debts: What Should Come First?
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Paying Off Debts: What Should Come First?
How To Deal With Bailiffs: Your Rights (Expert Advice)
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How To Deal With Bailiffs: Your Rights (Expert Advice)
Credit Card Debt: How Nikki Dealt With Her Finances - StepChange
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Credit Card Debt: How Nikki Dealt With Her Finances - StepChange
What is a Protected Trust Deed? | StepChange Scotland
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What is a Protected Trust Deed? | StepChange Scotland
Debt Arrangement Scheme: What is a Debt Payment Programme (DPP)? - StepChange Scotland
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Debt Arrangement Scheme: What is a Debt Payment Programme (DPP)? - StepChange Scotland
What is a Payment Suspension? - StepChange Debt Charity
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What is a Payment Suspension? - StepChange Debt Charity
Breathing Space: What Is It And How To Apply? - StepChange Debt Charity
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Breathing Space: What Is It And How To Apply? - StepChange Debt Charity
What Is An Attachment Of Earnings? Expert Explains...
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What Is An Attachment Of Earnings? Expert Explains...
Matt's Debt Story: Dealing With Payday Loans - StepChange
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Matt's Debt Story: Dealing With Payday Loans - StepChange
Debt & Mental Health: How Did Sarah Regain Control Of Her Finances? - StepChange
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Debt & Mental Health: How Did Sarah Regain Control Of Her Finances? - StepChange