Hi & welcome to my channel! My name is Tiffany.
Between 2013-2023, we used zero-based budgeting and digital envelope budgeting (using YNAB or You Need a Budget) to pay off over $187,000 in student loan debt. We are now using cash envelope budgeting to continue our journey to pay off the rest of our debt and save for our goals. I hope you'll follow me on this journey!
Disclaimer: I am not a financial advisor or expert. I am just sharing my personal experience & journey.